Wednesday, February 2, 2011

Spend Less 2011

I've been reading a blog about a mom who has decided to spend less each month. Not necessarily be frugal, but instead be more aware. She has a much bigger income than I do so her limiting amounts are what I make in a month but I think I can do the same thing. I don't have a whole lot of extra money but I can sometimes overspend.
I need to work on that.
So Starting today...duuuuuuh duh duh duuuuuuuh....Spend Less 2011 officially begins.
I will be going month by month though so I don't get discouraged.
And so starts Spend Less February.
I will be figuring how much I can allot myself for one day and stick to that. I need to do the calculations still but plan on just pulling that amount of cash from the bank per week, and not using my debit card at all. Heres the way it will go down:
Fixed expenses will not be included in my spending allowance. That includes rent, utilities and phone.
Variable expenses, however, will. This includes gas, groceries, cleaning stuff, hygiene stuff, eating out, movies, whatever it may be.
What this I will have to really budget my money and spend wisely. But I'm up for the challenge and I think it will be refreshing to have that change. So I unofficially start today, and tomorrow I will have my goals and calculations in place to share.
So why am I making this whole scheme public? Because I have found that I need to or I won't stick to it. And it gives me something to blog about since I have a rather un-interesting life.
Along with my Spend Less 2011, there are a couple other smaller things I will be focusing on. As follows....
* My taxes should be deposited on Friday, so after paying back dad for the truck and putting down a retainer for the divorce, I will be joining Weight Watchers. So along with my monthly spending, I'll be mentioning that stuff too I'm sure.
*Committment number three is our Stake 2011 Commitment I mentioned in a previous post. To date, not going so well. But month, fresh start.
All three commitments are ones that I am rather excited about and think I will do good with, as long as I have to be accountable to the blog, and any readers who may read about my plots of a better life.
Maybe I could even be an inspiration to someone who needs a boost. I hope so. I have alot of inspiring people in my life so I'd jump at the chance to join the ranks.


  1. Having a budget and sticking to it is one of the most liberating feelings for me! And, when you have a buget and follow it, you'll be amazed the 'extra' money that manifests itself for a rainy day! Good Luck!!

  2. I totally agree...I'm rather excited about the whole deal. Thanks for the luck!